| Figures in NRs million |
UNAUDITED FINANCIAL RESULT
As of First quarter 2008 (1qF08)
|
| S.N. |
Particulars |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
| 1 |
Total Capital andLiabilities |
988.1 |
974.3 |
950.6 |
| 1.1 |
Paid up Capital |
104.5 |
104.5 |
95.0 |
| 1.2 |
Reserves & Surplus |
126.1 |
126.0 |
83.8 |
| 1.3 |
Debenture and Bond |
|
|
|
| 1.4 |
Borrowings |
|
|
|
| 1.5 |
Total Deposits(a+b) |
635.2 |
629.5 |
621.6 |
| |
a. Domestic Currency |
635.2 |
629.5 |
621.6 |
| |
b. Foregin Courrency |
|
|
|
| 1.6 |
Income Tax Liability |
|
|
|
| 1.7 |
Other Liabilities |
122.2 |
114.1 |
140.0 |
| 2 |
Total Assets (2.1 to 2.7) |
988.1 |
974.3 |
950.6 |
| |
|
|
|
|
| 2.1 |
Cash & Bank Balance |
61.1 |
94.2 |
101.1 |
| 2.2 |
Money at call and short notice |
|
|
|
| 2.3 |
Total Investments |
176.1 |
178.6 |
154.7 |
| 2.4 |
Loans and Advances |
594.0 |
549.3 |
586.7 |
| 2.5 |
Fixed Assets |
32.2 |
32.2 |
34.2 |
| 2.6 |
Non Banking Assets |
36.8 |
29.6 |
13.5 |
| 2.7 |
Other Assets |
87.8 |
90.3 |
60.3 |
| |
Total Balance |
988.1 |
974.3 |
950.6 |
| |
|
|
|
|
| 3 |
Profit & Loss |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
| 3.1 |
Interest Income |
13.4 |
78.2 |
10.4 |
| 3.2 |
Interest Expense |
9.2 |
35.8 |
8.9 |
| |
A. Net Interest Income (3.1 - 3.2) |
4.2 |
42.3 |
1.4 |
| 3.3 |
Fees, Commission and Discount |
- |
- |
- |
| 3.4 |
Other Operating Income |
0.8 |
5.6 |
1.0 |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
|
|
|
| |
B. Total Operating Income |
5.0 |
48.1 |
2.4 |
| 3.6 |
Staff Expenses |
2.1 |
8.1 |
2.0 |
| 3.7 |
Other Operating Expenses |
2.4 |
8.5 |
1.6 |
| |
C. Operating Profit Before Provision |
5.0 |
48.1 |
2.4 |
| 3.8 |
Provision for Possible Losses |
- |
4.5 |
- |
| |
D. Operating Profit |
5.2 |
27.0 |
-1.2 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
6.2 |
1.1 |
| 3.10 |
Write Back of Provision for Possible Loss |
2.7 |
9.6 |
0.9 |
| |
E.
Profit from Regular Activities |
3.2 |
42.8 |
0.8 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes |
3.2 |
42.8 |
0.8 |
| 3.12 |
Provision for Staff Bonus |
- |
4.3 |
- |
| 3.13 |
Provision for Tax |
- |
12.1 |
- |
| |
G. Net profit/Loss |
3.2 |
26.4 |
0.8 |
4 |
Ratios |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Captal Fund to RWA |
25.74 |
27.96 |
22.06 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
2.99 |
3.91 |
8.32 |
4.3 |
Total Loan Loss Provision to Toal NPL |
147.94 |
124.05 |
111.23 |
